Copiafy AI is live — 3-day trial on every plan. See plans →

Copiafy is a financial wellness software platform and financial advisor AI tool that automates FCRA credit dispute letters, compares financial products, and provides a multi-client dashboard for financial advisors, credit counselors, and tax preparers. Unlike Mint or Credit Karma, no bank account linking is required.

Financial wellness
starts here.

The AI platform that gives financial advisors and their clients the tools to repair credit, build wealth, and compare every financial product on the market. FCRA and CROA compliant. No bank linking required.

✓ FCRA compliant · ✓ 3-day trial on every plan · ✓ No data sales · ✓ No bank linking required · ✓ Cancel anytime
copiafy-ai · advisor session ● Live
JR
My client Sarah has 4 negative items on her Equifax report. What do we dispute first?
AI
Sarah's report shows 3 disputable items with high impact scores. Prioritized by fastest expected resolution:

1. ABC Medical collection — balance disputed, 6.2 yrs old
2. Chase Sapphire late — creditor confirmed data error
3. 4 hard inquiries within 14 days — rate-shopping cluster

FCRA § 611 letter ready for item #1. Generate?
JR
Yes, generate the letter for item #1
AI
✦ Letter generated — FCRA § 611 compliant. 30-day bureau response window starts on mail date. I'll alert Sarah's account automatically.
Ask Copiafy AI anything about your finances...

By financial advocates, for financial wellness

Just as Bloomberg digitized financial data for institutions, Copiafy AI is now transforming how advisors serve their clients.

$2.4M+
In debt successfully disputed through FCRA letters
5,000+
Financial advisors and clients on the platform
300+
FCRA-compliant dispute letter templates
50+
Financial products compared including CDs, mortgages, and credit cards

Core capabilities

Four things Copiafy does
that nothing else does well.

Purpose-built financial advisor software — not a generic AI chatbot adapted for finance.

Dispute
📋

FCRA-compliant letters in seconds

Upload a credit report PDF. AI identifies every disputable item, scores it by impact, and writes the exact letter the law requires. Unlike generic AI tools, every letter is FCRA Section 611 compliant.

FCRA § 611
Analyze
🔍

Credit report intelligence that acts

AI reads your client's credit report the way a seasoned credit counselor does — flagging errors, aged-out items, and inquiry clusters. No bank linking required.

AI-powered
Compare
📊

Every financial product. Live rates.

CD rates, savings accounts, mortgages, credit cards, personal loans — compared across 50+ major banks and providers. Updated by AI in real time so your clients always get the best option.

live data
Manage
👥

Multi-client dashboard for advisors

Run your entire financial advisory practice from one workspace. AI summarizes each client's financial status on demand and flags urgent items automatically. Manage 50 to 500+ clients without adding staff.

advisor tools

What practitioners say

Real advisors. Real outcomes.

15 hrs/week saved

"My clients finally understand their finances. I manage 50+ clients from one dashboard and save 15 hours a week. The AI dispute letter tool alone is worth every penny."

Denise R.
Certified Credit Counselor
50+ clients managed

"Copiafy helped us process credit reports we previously couldn't handle. It's probably the only financial AI product that has actually worked for our practice."

Marcus T.
Financial Advisor, Atlanta GA
Grant-funded outcomes

"We're changing lives in our community. The impact reporting gets us grants. It brings dignity to people who've never had this kind of financial clarity."

Pastor James W.
Director, Community Financial Literacy Org

Who it's for

One platform.
Three paths forward.

For individuals

Take full control of your money.

Track every dollar, dispute credit errors, and find better financial products — with an AI guide that knows your full financial picture. Unlike Mint or Credit Karma, no bank linking required.

  • AI budget & goal coaching
  • Credit report analysis + FCRA letters
  • Product comparison across 50+ offerings
  • Bill & income tracking — no bank linking
Start your trial →
For financial advisors

Scale your practice with AI.

Manage 50+ clients from one AI-powered dashboard. Let Copiafy handle the analysis so you focus on relationships and strategy. Purpose-built for financial advisor workflows, not generic AI.

  • Multi-client dashboard with AI summaries
  • AI-generated financial reports and letters
  • Client portal, invitations & document management
  • Branded white-label deployment
Start your trial →
For organizations

Financial wellness at scale.

Nonprofits and credit counseling agencies use Copiafy to serve communities and generate outcome data that wins grants. CROA-compliant and fully auditable.

  • Community impact dashboards
  • Bulk client onboarding tools
  • Outcome reporting for grant applications
  • CROA-compliant, fully auditable
See org plans →

Plans & pricing

Try any plan free for 3 days.

No commitment. No credit card needed to start your trial. Cancel before day 4 and you're never charged.

For Individuals
Personal
Perfect for individuals & couples
$9 /mo
Billed monthly · Switch anytime
  • 10 financial goals
  • 25 bills & expenses tracked
  • 10 credit disputes/month
  • 3 credit report uploads/month
  • 5 consumer profiles
  • FCRA dispute letter generation
  • AI budget & goal coaching
  • Email support
Start 3-Day Trial

$9/mo after trial · Cancel anytime

"Finally got our finances under control. Worth every penny."

— Sarah M., Teacher · Atlanta
For Advisors
Starter
Built for growing practices
$59 /mo
Billed monthly · Switch anytime
  • 75 financial goals
  • 125 bills tracked
  • 50 credit disputes/month
  • 25 client & consumer profiles
  • Unlimited FCRA dispute letters
  • White-label client portal
  • Priority email + chat support
  • Advanced reporting
Start 3-Day Trial

$59/mo after trial · Scale with confidence

"Doubled my client base in 6 months. Game changer for my practice."

— Michael Chen, CFP® · San Francisco
✓ 3-day trial on every plan · ✓ No credit card to start · ✓ Cancel before day 4 — never charged · ✓ 30-day money-back guarantee

Common questions

Everything you need to know.

Your clients deserve
better financial tools.

Join thousands of financial advocates using Copiafy AI to repair credit, build wealth, and deliver real outcomes.